InstaLend Real Estate Crowdfunding and Investment

You’ve heard of online stock trading companies for decades now such at Ameritrade and eTrade, but what about real estate? Now there is a new trend popping up that’s just as revolutionary to the concept of online investing as stock trading companies were in the early 2000s. The new trend is online real estate crowdfunding and investment companies. One of those newcomers is called InstaLend. InstaLends is an online lending platform that provides accredited investors with access to senior debt investment offerings.

Whether your an investor or borrower InstaLend will connect you to the right person on their platform. InstaLend works by underwriting the short-term loans, connecting the funding, and managing the investment. For more information in InstaLend visit: https://www.instalend.com/

How Does It Work For Investors? 

For investors InstaLend gets you instant access to pre-vetted dealflow.

1) Sign up.

2) Review investment opportunities.

3) Connect your account and deposit money into your InstaLend account.

4) Accrue immediate returns.

Get Real Estate Returns

How Does It Work For Borrowers? 

1) First create a borrower profile.

2) Submit a loan application.

3) Get a response within 24 business hours.

4) Once InstaLend is satisfied with their diligence they will schedule a closing with you per a pre-approved draw schedule and extension options.

5) Make monthly payments.

Submit Loan App

Does InstaLend Provide Analytics?

Yes they do have some analytics. “Detailed metrics on the dashboard help with monitoring and tracing of investment portfolio, diversification strategies and re-investment decisions.”

Are There Fees?

Yes, there are fees. In regards to fees to investor, “While there are no out-of-pocket fees for investors, we may try to collect a spread on each loan to cover ongoing investor reporting and communications relating to the investment.” “Most loans tend to carry an interest rate of 10-14%.” View investor FAQ here: https://www.instalend.com/faq_investor. If you are a borrower there are costs as well. “Most of our deals are funded between 11-15% with 2-4 points charged at closing. You are also expected to pay for the appraisal and the closing costs.” View the borrower FAQ here: https://www.instalend.com/faq_borrower.

Are There Risk?

Yes, there is risk to any investment. There are also many other options in the real estate investment space so do your research. Statement from the InstaLend web site: “PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS, AND ANY EXPECTED RETURNS OR HYPOTHETICAL PROJECTIONS MAY NOT REFLECT ACTUAL FUTURE PERFORMANCE. ALL INVESTMENTS INVOLVE RISK AND MAY RESULT IN PARTIAL OR TOTAL LOSS. There can be no assurance that an investment opportunity or any projected or actual performance shown on the Site will lead to the expected results shown or perform in any predictable manner. It should not be assumed that investors will experience returns in the future, if any, comparable to those shown or that any or all investors on the Site experienced such returns.” See entire disclosure https://www.instalend.com/disclosures.

There seem to be new, novel investment companies popping up everywhere. InstaLend is just one of those companies, it’s a newcomer. Do your research on multiple companies, but InstaLend looks promising. InstaLend connects accredited investors to borrowers seeking to fund short-term residential real estate investments. For as little as $5,000 start investing on InstaLend today.

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Need A Date? Try BOOMBAYA Dating App

Are you in desperate need of a date and have already tried all the other dating apps? If the answer is yes than you need to try the BOOMBAYA Dating App. Download the app on Google Play:

https://play.google.com/store/apps/details?id=com.boombayacorp.date.BOOMBAYA_Dating

Lets face it Tinder and Bumble might be an OK way to meet people, but they have extremely unengaging user interfaces. Basically the app subjugates the user to endless left or right swiping. You become a mindless dating drone, endlessly swiping on your quest to happily ever after. Once you get a match there is endless back and forth banter until the date is or isn’t set up. Where’s the fun? That’s what the new dating app BOOMBAYA is trying to solve. They are putting the fun and personality back into dating apps.

BOOMBAYA Dating App

Features of the BOOMBAYA dating app include:

– Check my profile tier ie how attractive you are. Think Hot Or Not from years past. Fun yes? Scary to many, yes as well.

– Also, you can see who liked your profile.

– You will be matched with people who meet your expectations and dating standards. If you live in a city with not many available options rest assured the BOOMBAYA algorithm will do it’s best finding you the best match.

– Super Match. BOOMBAYA has a Super Match option where your potential suitor gets your message instantly.

– Rewind to last match/card.

– Have a wonderful conversation They provide cute emojis which are the best icebreaker in a chat. Have a wonderful and healthy conversation with others.

– Robust report system

Did what I just said sound like the premium version of Tinder or Bumble? With BOOMBAYA you get all this with the free version. With the BOOMBAYA A+ Plus version you get much more. Get unlimited cards and sending likes, more super matches, chat right away, unlimited rewinding last cards, location change, travel anywhere you want, unlock all people who are highly interested in you, and reset your profile tier for unlimited times.

But wait there’s more… Yes, you heard right. To all those finicky daters not satisfied with the free or A+ version there is a VIP version of BOOMBAYA. Become a VIP member and become a King or Queen of online dating. With the VIP upgrade super match is unlimited, chat right away, boost your profile tier up to 2.0x depending on your current tier and be more popular and get more matches, also, all of A+ Plus features are included.

One problem with dating apps is they simply aren’t useful if there isn’t a large enough user base. Even though this might be the case I think BOOMBAYA could take off, download test it out, see if you like it, then get your friends to join. If you live in a city like New York chances are there are enough people on there already. The team at BOOMBAYA has developed algorithm to match users who are active and minimize ghost users for a better experience. So even with less users of Tinder and Bumble, for example, BOOMBAYA has created an app that gives you a fighting chance on finding a date and makes it fun in the process. What a concept.

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Future Girl Comic Book On Patreon

The story of Future Girl is one of the more interesting campaigns I’ve come across on Patreon. The origin of the Future Girl Comic Book all started with a single photograph. The single photo was taken by photographer Stephen Laico at the Women’s March in Washington, DC, on January 21, 2017. For those of you who haven’t seen the photo it is of a girl holding a sign that reads, “The Future Is Watching.” She is a super hero for taking a stand in something she believes in. Ross Dannenberg, written by Jenn Arledge, our principal artist is Miranda Davila, coloring by Tanya Bobrowski, and lettering by Nikki Sherman took this theme and ran with it. The girl holding the sign, someone society could look up to was reimagined into superhero. Future Girl needs your support on Patreon: https://www.patreon.com/FutureGirl

You’ve probably heard it before. The world needs more role models and for the most part I think there are plenty of positive role models to choose from. Things change when you ask how many role models are there for children, especially girls? The answer is probably not many. There are even fewer positive role models for girls in the arena of comic books. That’s why supporting this Patreon campaign is so important, especially if you agree with what I just said.

The Plot

After a fateful encounter one distant Halloween night, Future Girl discovers there’s more to being a hero than a flashy costume or billowy cape. Aided by her faithful sidekick – the ever anxious Steadfast – and guided by The Horologist – an ancient and mysterious clock maker – Future Girl stops evil in its tracks no matter where or when it may strike. She is a warrior for truth, a beacon for justice, and defender of the human spirit.

Future Girl Logo

The Goal

The goal of the Future Girl Comic Book campaign is just $10 per post, right now it’s just 18% complete. Once the $10 per post goal is met the team will publish pages 2-5 of Issue 1 (page 1 is free for all to read). $2 or more per post gets you all previous benefits plus the print version of Future Girl (After 5-7 total payments).

Are There Any Bonuses?

Yes, there are several bonuses. For $1 per post or $0.25 per page depending how you look at it you will get access to the Patron only blog where they publish the Future Girl comic in digital format. You can also have the print version send to Children’s Hospital in your name at $2 level. $3 gets you access to digital copy as well as special addition print version of the comic book. $5+ gets you all previous plus a signed copy of the print version! Lots of bonuses at very reasonable contribution levels.

Time and time again you hear, “We need more positive messages in our culture.” Well now here’s a chance to put your money where your mouth is. It won’t break the bank either, $1 per post (1/4 of a Starbucks Latte), you can help support a team of artists and foster a positive message. The Future Starts Now! Lets make sure it’s a better one. Please consider donating to the Future Girl Patreon campaign today.

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Lauren Eisman Clean Bodies Nutrition Training On Patreon

  • October 9, 2017
  • Crowdfunding, Review
  • Comments Off on Lauren Eisman Clean Bodies Nutrition Training On Patreon

Have you ever needed help choosing foods and activities that will best support your health and well-being? Lauren Eisman is doing this with the Clean Bodies Nutrition Training program and urgently needs your support on Patreon. Visit https://www.patreon.com/CleanBodies to support campaign and find out more information on her inspiring mission.

The program is called the Clean Bodies Nutrition Training program. The program promises users that they will become stronger and smarter everyday. The current obesity rate in the United States is about 36.5% according to the CDC. This information is a little misleading because if you factor in what percentage of Americans who are overweight and obese that number jumps to 70.2% (https://www.niddk.nih.gov/health-information/health-statistics/overweight-obesity).
That’s an insane statistics and one that we as a country should be ashamed of. Good news there’s hope and programs/teachers like Lauren Eisman can help. We need more people like Lauren Eisman teaching us how to live a healthy and emotionally satisfying lives.

Clean Bodies Nutrition Training

How Do I Know I Need This Program? 

If you don’t know if you need this program or not ask yourself the following question: Do you feel low energy all the time? If the answer is yes, I’d suggest first following Lauren Eisman on YouTube and contributing on Patreon. First step to getting your energy back is cleansing your body and  second is to rebuild your health and immune system.

Sounds Interesting… What Do I Get For Contributing? 

There are many bonuses for those that give to Eisman’s Patreon campaign.

$5 or more per month you get Patreon only content, connect with other Patrons, and monthly Q and A. $10/month gives you access to private live streams from Lauren herself! Also, all previous rewards plus ‘Clean Bodies Guide To A Lean & Clean Body’ (16 pages) and progress videos. The ultimate goal of the campaign is to get 100 per month giving to the Patreon campaign.

Join Lauren Eisman and the rest of the Clean Bodies family in becoming stronger and smarter, than the day before! Every single time.

Support on Patreon: https://www.patreon.com/CleanBodies

Subscribe to her on YouTube: https://www.youtube.com/channel/UC0eYa7S_KvfMS-Ug-5G8vHA

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Build Empathy With This Land Is My Land On Kickstarter

  • October 3, 2017
  • Crowdfunding
  • Comments Off on Build Empathy With This Land Is My Land On Kickstarter

The world right now, more than ever, needs more empathy. There’s a campaign on Kickstarter trying to achieve just that called This Land Is My Land. The author Dubie Toa-Kwapong and illustrator Samuel Fleming are creating a children’s book to help build more empathy for 2+ million children in the United States of America.

Contribute today: 

https://www.kickstarter.com/projects/789480008/this-land-is-my-land?ref=b8yrlb

This Land Is My Land has a Kickstart goal of $7,500 and so far has raised a very impressive $2,784 with 58 backers. The idea that eventually led to the Kickstarter campaign first began in summer 2017. Nana Adom Mills-Robertson, a senior at Macalester College in St. Paul, Minnesota, came up with the idea of creating a children’s book. “Adom approached Dubie Toa-Kwapong, an award-winning writer and Macalester graduate ‘16, with the idea. Dubie agreed with it and created This Land is My Land. However, it was not complete. Samuel Fleming, a junior at Macalester, who doubled as a prominent up-and-coming artist in the Twin Cities, brought life to the characters through art.”

This Land Is My Land

This Land Is My Land (Cover Art)

I’m writing this article after listening to a full day of news reports detailing the Las Vegas mass shooting. I don’t think I need to go into any more detail about Las Vegas, but it is a tragedy. Many people are asking themselves what they should do about it? Can they change this world for the better or are the problems we face too large? I think one this we can do is anywhere possible we have to opportunity to support positive change, positive campaigns, etc. like This Land Is My Land we should. It’s true that “One Bad Egg Ruins an Omelet” but we shouldn’t let that stop us from trying to do good in the world anyway we can.

I’m also reminded of the Starfish Poem below:

Starfish Poem

Basically the poem’s message if you didn’t read it is that even though problems are large we can take small steps to make a difference. It encourages us to get out of a fatalistic mindset, take action, and make a difference if only to one person.

Please support this Kickstarter campaign encouraging empathy among today’s youth. The reading level of this book is aimed for grade’s 1-3. However, anybody can enjoy the book and learn the lessons that it brings up. Pick up your copy of This Land is My Land and support their mission anyway you can.

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Help Victoria Roberts Graduate From College GoFundMe

  • September 22, 2017
  • Crowdfunding
  • Comments Off on Help Victoria Roberts Graduate From College GoFundMe

Usually at CashSherpa tech blog we talk about gadgets, tech, and marketing, but today we want to help someone out. Would you like to use your money for good? Impact someone directly who desperately needs financial aid? Now thanks to go fund me you have a chance to help out Victoria Roberts graduate from college. Fund her campaign: https://www.gofundme.com/ggg6n3-money-for-college-student

The problem with some charities is you have no idea how the money will be used. You can go online a search reviews of the charity. For example some say 90% of the money directly goes to help someone, well what about the 10%! With GoFundMe you know your donation is direct, it will help Victoria Roberts graduate from college. 100% of the funds will go to her.

Her GoFundMe Story

“I am trying to raise enough money to cover what my loans and Financial aid doesn’t cover . I’m currently trying to get a BA in special education. I currently have two loans out of my name an unsubsidized and a subsidized. I had a scholarship from Westsound art council for $2500 and that covered the tuition that I need covered, but I can’t renew that scholarships.”

Promising College Student

That’s right, her scholarship is finished, it can’t be renewed. So where to turn next? Go Fund Me.

Appreciation

“It will really appreciate it if someone could help me pay for my books and my supplies and cover a small amount of my tuition. I need $5000 to cover all of this years semesters. I am currently holding a 3.0 gap and I am trying my hardest to keep it that way. Thank you for donating or not donating!”

She’s doing everything she can to graduate. Student loans, even a small scholarship, but it still doesn’t cover all the costs. She’s holding a 3.0 GPA and already successful, but just needs the tuition money to get through another year.

Conslusion

For a moment think like this struggling student, as Atticus Finch advises “Put yourself into someone else’s shoes.” Think about your days back in college. College is hard enough, trying to get enough money for tuition makes it even harder. Consider donating to this Go Fund Me campaign today and make sure this promising student graduates from college.

 

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