My stocks are going down once again. The only thing in my portfolio today that went up is Burger King 17.37 up +0.18  +1.05%. What I did buy today was a municiple bond paying 6.75% tax free money. If you don’t like the ultra extreme volatility of the stock market and want something lower risk I’d consider a muni bond. “A municipal bond is a bond issued by a city or other local government, or their agencies. Municipal bonds is often exempt from the federal income tax and from the income tax of the state in which they are issued (Wikipedia).” If you would like to see a list of munis go to http://www.municipalbonds.com/ or talk to your broker.