Average Investor Statistics Prove You Suck At Investing: Infographic

Average Investor Statistics Prove You Suck At Investing: Infographic

There’s no denying it, you stuck at investing. At least you suck according to these statistics showing the returns of an investor that strays away from an indexing strategy. See the infographic below for proof that most people aren’t as good at investing as they may think.

Average Investor Statistics Infogrphic

Best Dividend Paying Stocks

Best Dividend Paying Stocks

Your bank pays you almost nothing to keep your hard earned money at their branch. The national average for a high-yield savings account is 0.16%. Think a CD will give you a better rate? 1 year CDs pay 0.45% on average.  One of the best ways to put your money to work is by investing in safe dividend paying stocks. Please do your own research first, but two stocks I invested in recently include Waste Management (WM) and real estate investment trusts American Capital Agency (Nasdaq: AGNC).

American Capital Agency

AGNC yields a whopping 19.7%. A REIT pays such a high dividend because they must pay out 90% of their taxable income. Right now REIT are borrowing cheap short term cash and using it to purchase long-term real estate-based assets. Interest rates WILL rise and their dividend yield will drop.

Waste Management

Waste Management (WM) is a safer beat and pays a modest 3.62% dividend.

For more information and more ideas visit this informative article about dividend paying stocks http://www.fool.com/investing/dividends-income/2010/11/16/the-most-outstanding-dividend-stock-i-know.aspx

Stock Update August 9th 2009

I love investing… I can’t wait until next week to see what the market will do. I have feeling there will be a correction, but who knows. There is a lot of money on the sidelines… so people could start getting panicky and buy into this market not wanting to miss the bull market run we are currently experiencing. Whatever the case is my portfolio since putting new money in March is up 79%! May be I’m lucky, may be it’s part skill and part luck, may be it’s easy to make money in an up market. All I know is I’m beating some of the best mutual funds out there.

Anyway I like giving you guys these updates because investing is one way to make money online. I put money I feel comfortable losing in my Ameritrade account and buy about 80% “investments” and about 20% stocks I consider gambling. A cool site I found that picks penny stocks and has a proven track record of success is TryPennyStocks.com. One simple tip I’ve been implementing is taking profits on up days and buying the dips on down days. Yea, $10 a trade does add up, but taking money off the table and letting the stocks ride on the houses money it something that I should of done a long time ago.

Here is my current portfolio… I’m starting to pick more and more risky stocks, this could backfire… So we will see what happens. It’s more about keeping things fun and interesting than anything else.

ameritradeaug09ameritradestocksaug1


Gambling as Investing… Should Everyone Gamble?

Roulette-Table

A couple months I heard on the radio about some guy writing a book about gambling addictions. The premise for the book was take on the roll of a gambling addict and commit a set amount of money every month… Don’t remember exactly, but it was over $10,000… and gamble it all away on different forms of gambling ie sports betting, slot machines, poker, 21, roulette, etc. He was going to see how his life changed, what activities did he give up in order to gamble, how fast would he lose it all. A funny thing happened… the guy writing the book about gambling addictions was up! He actually was positive for the time he committed to this gambling experiment. Since then I’m wondered if it’s prudent for you as an investor… investing in the stock market, real estate, bonds, art, antiques, muni bonds, money market, etc. Should gambling be treated as an investment? Should you put aside a set amount each month dedicated only to gambling. I’m talking about gambling on penny stocks, black jack, roulette, slots, sports betting, scratch tickets, lotto, powerball. I’m always wondered if you approach gambling systematically will it eventually pay off. I was thinking about doing a gambling experiment such as this for my blog. I’ll let you know in the coming weeks. If you want me to go ahead with this experiment… PLEASE LEAVE FEEDBACK… it’s the only way I know if this is a popular idea or not.

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