Choosing House Style For New Build

  • November 1, 2017
  • News
  • Comments Off on Choosing House Style For New Build

Ever wonder exactly what exactly “Spanish/Mediterranean” and other home descriptions mean? What does a builder mean when he talks about “Tudor detailing?” What do the homes look like in the neighborhood in which you plan to build? Are they Country or French? Your search through a sea of home plans to find the right one for you and your family will be easier if you have a clear understanding of what kinds of house styles are available, what kind you prefer and how the outside look of the house influences the inside layout.

If you’re like me you’ve probably turned on HGTV and heard people saying real estate buzz words and have no idea what they are talking about. May be you’re in the market for a home so you generally have an idea of real estate catch phrases, but we would like to break it down once and for all on a few housing terms. Here are details on house styles with specific examples that refer to actual home plans offered from London Elite Trades, a building service offering the full spectrum of options and building caveats.

European style romance

“European or Euro styling” covers many different types of house styles developed over the centuries in varied countries of Europe. Many of today’s “European” styled homes do not completely replicate the original designs, but instead are loose interpretations highlighting selected elements. The advantage is that you can have an attractive home that reflects the flavor of a period or country, without it looking so extreme or different from other homes in your neighborhood that it looks out of place. Here are details on how to spot three of the most popular European styles

French House

French: If you like formal, but graceful decorative details, a French style home may be the one for you. Exteriors of these home often incorporate: wedge-shaped keystone details above the windows; quoins– a detail that looks like interlocking blocks-in the left and right side corners of the facade; arched and multi-paned windows; copper-topped window bays; and shutters. The exterior surface of the French style home is usually made with brick or stucco. Inside, the layout of the rooms is usually formal, with distinct living and dining rooms.

Spanish House

Spanish/Mediterranean: If you like open, sprawling interiors, look into building a Spanish/Mediterranean style home. The exteriors are usually surfaced in stucco, with lots of arches and columns. The most distinctive feature is a low-pitched, reddish tiled roof. Modern interpretations of the Spanish/Mediterranean style are flowing inside and out, with simple lines and airy spaces. This style is most popular in the Southern states and California.

Tudor House

Tudor: If you are an Anglophile and everything British is your cup of tea, think Tudor! The styling is based loosely on English homes of the late Medieval period. The distinctive exterior is made with half timbers-angled planks painted brown or other darkish colors. These mock beams–for they are only decorative and not true structural beams– complement these other elements commonly used on the exterior: stucco, stone and wood. Many Tudors also have massive chimneys or steep gables. Inside, the interiors can be formal with distinct divisions between rooms, arched entryways, and tall, narrow windows.

So there you have it folks tell your friends, partner, or real estate agent confidently about French, Spanish/Mediterranean, and Tudor architecture. May be it will even help you in your next home purchase or re-model.

InstaLend Real Estate Crowdfunding and Investment

  • October 19, 2017
  • Crowdfunding
  • Comments Off on InstaLend Real Estate Crowdfunding and Investment

You’ve heard of online stock trading companies for decades now such at Ameritrade and eTrade, but what about real estate? Now there is a new trend popping up that’s just as revolutionary to the concept of online investing as stock trading companies were in the early 2000s. The new trend is online real estate crowdfunding and investment companies. One of those newcomers is called InstaLend. InstaLends is an online lending platform that provides accredited investors with access to senior debt investment offerings.

Whether your an investor or borrower InstaLend will connect you to the right person on their platform. InstaLend works by underwriting the short-term loans, connecting the funding, and managing the investment. For more information in InstaLend visit:

How Does It Work For Investors? 

For investors InstaLend gets you instant access to pre-vetted dealflow.

1) Sign up.

2) Review investment opportunities.

3) Connect your account and deposit money into your InstaLend account.

4) Accrue immediate returns.

Get Real Estate Returns

How Does It Work For Borrowers? 

1) First create a borrower profile.

2) Submit a loan application.

3) Get a response within 24 business hours.

4) Once InstaLend is satisfied with their diligence they will schedule a closing with you per a pre-approved draw schedule and extension options.

5) Make monthly payments.

Submit Loan App

Does InstaLend Provide Analytics?

Yes they do have some analytics. “Detailed metrics on the dashboard help with monitoring and tracing of investment portfolio, diversification strategies and re-investment decisions.”

Are There Fees?

Yes, there are fees. In regards to fees to investor, “While there are no out-of-pocket fees for investors, we may try to collect a spread on each loan to cover ongoing investor reporting and communications relating to the investment.” “Most loans tend to carry an interest rate of 10-14%.” View investor FAQ here: If you are a borrower there are costs as well. “Most of our deals are funded between 11-15% with 2-4 points charged at closing. You are also expected to pay for the appraisal and the closing costs.” View the borrower FAQ here:

Are There Risk?

Yes, there is risk to any investment. There are also many other options in the real estate investment space so do your research. Statement from the InstaLend web site: “PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS, AND ANY EXPECTED RETURNS OR HYPOTHETICAL PROJECTIONS MAY NOT REFLECT ACTUAL FUTURE PERFORMANCE. ALL INVESTMENTS INVOLVE RISK AND MAY RESULT IN PARTIAL OR TOTAL LOSS. There can be no assurance that an investment opportunity or any projected or actual performance shown on the Site will lead to the expected results shown or perform in any predictable manner. It should not be assumed that investors will experience returns in the future, if any, comparable to those shown or that any or all investors on the Site experienced such returns.” See entire disclosure

There seem to be new, novel investment companies popping up everywhere. InstaLend is just one of those companies, it’s a newcomer. Do your research on multiple companies, but InstaLend looks promising. InstaLend connects accredited investors to borrowers seeking to fund short-term residential real estate investments. For as little as $5,000 start investing on InstaLend today.






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