Review of Motiva by Discover by

  • February 17, 2012
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Review of Motiva by Discover by

In the world of credit cards, we often imagine that the two big players, Visa and MasterCard, are the only ones out there. But fortunately, they aren’t. Discover is still around, and recently released a fairly interesting card that you may be interested in. The name is Motiva, and it has some interesting features, both for new card users and those who already have a few from other companies. To find out why a Discover card might be something you would be interesting in, read on and find out what Motiva can do for you. This blog is about making and well and saving money. If you spend a lot of cash every month my suggestion to you being a Discover Card holder myself is get a rewards card now! It’s free money you are passing up.

Card highlights: Up to 20% cash back from select merchants

Cons: If you have less than perfect credit it may be hard to get the card

Visit Discover Card for more information

Motiva by Discover is a brand new offering that pits itself head on against the other popular brands out there. First, the card itself looks professional, and feels like any other respected credit card should be. It’s really an all-around card and could well be your one and only card, although it can be adapted as a second or even third card for many people. The initial APR is low, which means you always end up saving if you carry over a balance. This is important for anyone who relies on credit to get through the month. You don’t want to pay large fees just for using the card you own. The process to get the card is also very easy, and after a quick credit check, you can usually get Motiva by mail after just a few days. Once you get it, the activation process is simpler and quicker than most competitors, and you can be on your way to spend money on your brand new credit card, without any worry or concerns at all.

Some of the other advantages that Motiva by Discover offers you include no yearly fee. A lot of cards have now moved to having fees every single year. Worse, some cards charge you if you don’t use them enough. Here, you get no fee, regardless whether you use this card a little or a lot. The late payment fees are reasonable, and in line with other cards. Thanks to Discover’s 24/7 support line, if a problem arises, you can always contact someone about it. And finally, as you probably know most cards out there offer some type of cash or point system, and Motiva certainly isn’t an exception to that. You can earn up to 20% cash back at select retailers. This means that if you select your shops carefully, you will get more cash back than any other card could offer you. In fact, this card can make you save a lot of money.

Overall, there’s no question that Motiva by Discover is a card that many people should consider. It’s made especially for those who want to get more from their spending, and use credit the way it was meant to be. Discover truly is back in the game with Motiva, and whether this is your first or third card, it’s something for you to consider.


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